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The CRAZIEST Reveal In Financial Audit History

The CRAZIEST Reveal In Financial Audit History

Caleb Hammer

40,434 views • 22 hours ago Save 87 min 7 min read

Video Summary

A couple's deeply dysfunctional relationship is laid bare on "Financial Audit," revealing a shocking lack of hygiene, rampant infidelity, and profound financial irresponsibility. The woman admits to not showering for five years as a strategy to avoid intimacy with her partner, Nick, who she claims is a "man-child" and "pathetic loser." Nick, in turn, reveals the child he believed was his for five years is not his, a fact he discovered only recently after his partner cheated on him multiple times.

The episode uncovers a cycle of blame and manipulation, with both individuals accusing the other of infidelity, dishonesty, and financial mismanagement. The woman has a history of cheating, including sending explicit photos to multiple men and engaging in unprotected sex, while Nick has also admitted to cheating. Their finances are in disarray, with maxed-out credit cards, overdue payments, and a complete inability to budget, painting a grim picture of a relationship drowning in its own toxicity.

Short Highlights

  • The woman has not showered in five years as a tactic to avoid intimacy with her partner.
  • The man discovered the child he raised for five years is not his.
  • Both partners admit to multiple instances of infidelity.
  • Their finances are in severe disarray, with maxed-out credit cards and overdue bills.
  • The woman accuses the man of being a "man-child" who games and smokes all day.
  • The man accuses the woman of being a "whore" who constantly cheats and manipulates.
  • Their combined financial score is a dismal 0.5 out of 10.

Key Details

The Stench of Avoidance [00:00:00]

  • The episode opens with an immediate confrontation about the couple's extreme body odor, with the woman admitting she hasn't showered in five years as a strategy to avoid intimacy.
  • The host expresses shock at the pervasive smell, questioning how anyone could tolerate it.

    "The stinkiest people I've ever filmed with. Why do you guys smell like this?"

Paternity Crisis Unveiled [00:02:00]

  • Nick reveals that he recently discovered the five-year-old child he believed was his is not biologically his.
  • He explains that his partner admitted to cheating on him before the child's birth, but he felt emotionally invested and stayed.

    "We just found out about two weeks ago, the kid's not mine."

Financial Mismanagement and Blame [00:04:00]

  • Mariah, who runs a restaurant, earns $74,000 a year, while Nick's income as a political canvasser is temporary and unreliable.
  • Nick was previously a butcher earning $28 an hour but was fired, allegedly due to Mariah wanting to work more.

    "She wanted to work more. And she wanted to be able to work more because she said she couldn't stand being a stay-at-home mom."

The "Stay-at-Home Mom" Shift [00:06:00]

  • Mariah clarifies that she was a stay-at-home mom for the first two years of their child's life before returning to work.
  • Nick claims he stepped back from his butcher job because Mariah wanted to work more, but Mariah states he was fired for calling out to play video games.

    "He wouldn't go into work. He wanted to stay home, smoke, play video games. So, he would call out of work. And he was constantly late. So, he got fired."

Nick's Unemployment and Gaming Habits [00:08:00]

  • Nick is currently working as a political canvasser, a temporary job that will end after the election.
  • He admits to smoking an ounce of weed a week and playing video games extensively.

    "I was a butcher for the past five years. And then, I was forced to leave my last position because-"

Mariah's Demands and Nick's Deflection [00:10:00]

  • Mariah expresses frustration with Nick's lack of contribution, stating she supports the household while he plays video games.
  • She demands he either help with housework or get a job.

    "I'm supporting the entire house, and I'm coming home and playing Housewife... So I need him to do something."

The Paternity Test Revelation [00:12:00]

  • Nick explains he bought a paternity test after Mariah broke up with him in July, leading to the discovery the child wasn't his.
  • He recounts Mariah telling him she was pregnant and swearing the child was his, only revealing infidelity weeks before the birth.

    "She swears it was mine. Didn't tell me up until the week the kid was born that she had cheated on me."

Mutual Accusations of Cheating [00:14:00]

  • Mariah admits to cheating on Nick multiple times, including with a coworker and an ex.
  • Nick also admits to cheating, including hooking up with someone shortly after they got together and a kiss with an ex.

    "You cheated on her first! I cheated, okay. Not that it's good to cheat back."

The "Open Relationship" and its Fallout [00:16:00]

  • The couple agreed to an open relationship because Nick wasn't initiating sex due to Mariah's hygiene strategy.
  • However, Nick became jealous when Mariah started having sex with others, leading to further conflict.

    "We opened the relationship, and then he immediately closed it and got jealous and said everything I was doing was cheating on it."

Hygiene as a Weapon [00:18:00]

  • Mariah reveals her strategy of not showering and neglecting hygiene is specifically to deter Nick from initiating sex.
  • This has been ongoing for five years, creating an unbearable living environment.

    "If I avoid showering and personal hygiene, he won't initiate. And we have no fight."

Nick's Stalking Behavior [00:20:00]

  • Mariah explains she returned to Nick because he is "psychotic" and stalks her, logging into her social media and following her.
  • She describes him as controlling and manipulative, making it easier to stay with him than to leave.

    "He will stalk me. He logs into every Instagram, every social media account, sits outside of my apartment."

Financial Irresponsibility and Debt [00:22:00]

  • The couple's finances are in dire straits, with maxed-out credit cards, overdue payments, and significant debt.
  • Nick has multiple credit cards and a car loan he is struggling to pay, while Mariah also has spending habits contributing to the debt.

    "You're past due on everything. So now I believe, again, that you probably were past due last fall."

The "Man-Child" Accusation [00:24:00]

  • Mariah consistently refers to Nick as a "man-child" and a "loser" who spends his time gaming and smoking.
  • She expresses frustration that she is the primary breadwinner and caregiver.

    "You're a loser who games all day and smokes all day."

Nick's Defense and Job Search Struggles [00:26:00]

  • Nick claims he is actively looking for a new job, but his experience as a butcher is limiting his options.
  • He refuses to consider lower-paying jobs like McDonald's, which the host suggests as a viable immediate option.

    "I'm trying to find a job that I can make enough money to support the whole family. But it's very difficult right now."

The Paternity Test Fallout [00:28:00]

  • Nick is heartbroken by the paternity test results, having loved the child as his own for five years.
  • He expresses regret for not getting the test sooner, but also acknowledges his own past infidelities.

    "It broke my f***ing heart. Like, I've raised that kid. I've loved that kid for five years."

A Grim Financial Outlook [00:30:00]

  • The couple's combined financial score is a dismal 0.5 out of 10, with significant debt and no savings.
  • The host suggests bankruptcy or selling their trailer, but their inability to change their behavior makes a positive outcome unlikely.

    "Guys, if you fix your behavior, I'll allow bankruptcy, but your debt situation actually isn't the most insane."

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