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Udah Kayak Malaysia Aja, Amerika Mau Akuisisi Pembayaran Pakai Barcode Itu Dari Mereka Pencetusnya

Udah Kayak Malaysia Aja, Amerika Mau Akuisisi Pembayaran Pakai Barcode Itu Dari Mereka Pencetusnya

FAKTA FYP

16,739 views 7 months ago 5 min read

Video Summary

Indonesia's Quick Response Code Indonesian Standard (QRIS) is gaining international recognition as one of the world's simplest payment technologies. This unified system allows seamless transactions from street vendors to large retail outlets, impressing foreign tourists with its speed, security, and ease of use. Countries like Japan are studying QRIS for their own systems, acknowledging Indonesia's pioneering work in building a robust digital payment ecosystem.

A remarkable aspect of QRIS's global impact is its adoption and emulation by other nations. Japan has openly admitted to modeling its payment system after QRIS, recognizing its efficiency and adaptability. Conversely, some US financial companies have expressed interest in acquiring the QRIS concept, leading to international debate about intellectual property and innovation claims. This Indonesian innovation is not only simplifying domestic transactions and empowering SMEs but also setting a new standard for universal code-based payments across Southeast Asia.

Short Highlights

  • QRIS, or Quick Response Code Indonesian Standard, is recognized globally as a remarkably simple payment technology.
  • This system effectively streamlines transactions for both buyers and sellers, from street vendors to large shopping centers.
  • Foreign tourists find QRIS highly convenient, enabling them to pay for various items, from food to transportation, with just a scan, click, and payment.
  • Countries like Japan are studying QRIS's mechanism to implement similar financial systems, praising its efficiency, speed, and ease of integration.
  • QRIS's success stems from its single, unified standard that connects all payment applications, a rarity in other countries.
  • Japan has publicly acknowledged learning from and adopting the QRIS model due to its efficiency and ease of implementation in high-mobility areas.
  • Some US financial firms have reportedly shown interest in acquiring the QRIS concept, sparking international discussion about claiming innovations.
  • QRIS is establishing itself as a new standard for transactions in Southeast Asia, with foreign visitors deeming Indonesian transactions the easiest.

Key Details

QRIS: A Global Recognition for Simple Payment Technology [00:08]

  • QRIS is highlighted globally as one of the world's simplest payment technologies, lauded for making transactions faster, safer, and more convenient.
  • Initially designed to simplify transactions for a wide range of merchants, from street vendors to large retailers, its simplicity has attracted international attention.

"Kiris atau quick respon kode Indonesian Standard awalnya dirancang untuk memudahkan transaksi antara pembeli dan penjual dari pedagang kaki lima hingga pusat perbelanjaan besar. Namun siapa sangka teknologi sederhana ini justru menarik perhatian global."

International Praise for QRIS's Efficiency and User-Friendliness [00:53]

  • Foreign tourists express surprise at how a single QR code allows them to pay for various items, including food, shopping, and transportation, with a simple "scan, click, pay" process.
  • Developed nations consider QRIS far more efficient than their own complex, multi-step systems, labeling it as the most practical and user-friendly payment technology.
  • Several countries are reportedly studying QRIS's mechanism to potentially implement similar financial systems within their own borders.

"Kemudahan ini membuat Kiris disebut-sebut sebagai teknologi pembayaran paling praktis dan ramah pengguna."

The Power of Standardization in QRIS [01:39]

  • Technology experts identify QRIS's strength in its single, unified standardization, which enables all payment applications to connect seamlessly.
  • This level of interconnectedness through a single standard is noted as a rare feature in payment systems worldwide.

"Pakar teknologi menilai kekuatan Kiris seap pada satu standarisasi tunggal yang membuat semua aplikasi pembayaran bisa terhubung. Hal inilah yang jarang ditemukan di negara lain."

Indonesia as a Pioneer of Global Innovations [01:53]

  • Indonesia is once again proving itself as a pioneer of innovation, with QRIS benefiting the world.
  • The growing global adoption of QRIS is not only simplifying domestic transactions and aiding SMEs in the digital era but also showcasing that global solutions do not need to be complex.

"Dari Indonesia untuk dunia, Kiris terus menjadi bukti bahwa inovasi tak selalu harus rumit untuk menjadi solusi global."

Japan's Adoption and US Interest in QRIS Concept [02:25]

  • Japan is identified as the first country to emulate QRIS for its domestic payments, openly admitting to adopting the Indonesian system due to its efficiency, speed, and ease of application.
  • In contrast, the United States is reportedly seeking to acquire the QRIS concept and claim it as the world's first code-based payment technology, sparking controversy.

"Jepang secara terbuka mengakui bahwa mereka mencontoh sistem Kiris Indonesia. Sementara di sisi lain, Amerika Serikat justru ingin mengakuisisi konsep Kiris dan mengklaim sebagai teknologi pembayaran berbasis kode pertama di dunia."

QRIS as a Standard for Southeast Asia [04:09]

  • QRIS has become a new standard for transactions in Southeast Asia, with foreign tourists confirming that transactions in Indonesia are the easiest.
  • Many countries are adapting similar models, but Indonesia is recognized as the primary pioneer of universal code-based payment systems in the Asian region.

"Kiri sendiri kini menjadi standar baru transaksi di Asia Tenggara. Bahkan wisatawan asing mengakui transaksi di Indonesia adalah yang paling mudah."

QRIS: An Undeniable Indonesian Innovation [04:34]

  • Despite attempts by some countries to claim or adopt it, QRIS's status as a recognized global Indonesian innovation is undeniable.
  • From roadside stalls to international transactions, this Indonesian-developed system proves that national technology can exceed global expectations, demonstrating its capability to reach far beyond initial projections.

"Dan meski beberapa negara mencoba mengklaim atau mengadopsinya, satu hal tak terbantahkan. Kiris telah menjadi salah satu inovasi Indonesia yang diakui dunia."

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