Financial Audit's Most Violent Husband

Financial Audit Begins [00:00:00]

• Robin and Marshall, both 34, from the Catskill Mountains, New York, are introduced as a couple appearing on "Financial Audit."
• Marshall's application notes state Robin is "ungrateful as f*** and doesn't respect me."
• Robin expresses frustration with Marshall's control over finances since she had their first child.

  "As soon as I had my first child, he completely took over the finances."

Financial Control and Allowances [00:02:00]

• Robin explains that Marshall controls all finances, giving her money for groceries and requiring her to ask for permission for even small personal needs.
• Marshall argues that he allows Robin to be a stay-at-home mom and that his control is necessary because she "doesn't really listen to me too much."
• Robin counters that she has to ask permission for basic necessities while Marshall freely spends money on his own pursuits.

  "But I don't even have any money in my account for when I need to go get myself a pad or my son diapers."

Differing Views on Household Roles [00:04:00]

• Marshall claims he made Robin a "happy mother" by allowing her to stay home, but she feels she has no personal freedom.
• Robin states that while she agreed to be a stay-at-home mom, she didn't agree to constantly ask permission for money.
• Marshall believes Robin's requests for money are excessive and would lead to overspending.

  "Part of being a stay-at-home mom, I'm not working, is yeah, the money doesn't come into your account."

Financial Disagreements Escalate [00:06:00]

• Robin expresses frustration with needing to ask for money for basic needs like gas and diapers, contrasting it with Marshall's ability to spend freely.
• Marshall fears Robin would overspend if given direct access to funds, citing past behavior.
• Robin argues that her requests are for necessities and not excessive spending.

  "For me, going to the Dollar Tree or Five Below or getting myself a coffee when I go out for diapers does not constitute as someone who cannot manage money."

Marshall's Job Loss and Income Fluctuation [00:08:00]

• Marshall reveals he was fired from his RV sales job due to customer complaints.
• He claims he was going on paid family medical leave when the complaint occurred, suggesting a wrongful termination.
• Marshall still runs a cleaning business, but its income fluctuates.

  "I got fired from my job. Why? Customer complaints."

Financial Strain and Business Struggles [00:10:00]

• Marshall's cleaning business is currently making around $7,300 per month, but he lost a major client.
• Robin points out that Marshall's business income, after taxes and expenses, is insufficient for their family of four.
• Robin highlights her contribution to the business, including using her vehicle and working while pregnant.

  "I still have the cleaning company. That's your small business."

Relationship Trust Issues Surface [00:12:00]

• The conversation shifts to trust issues, with Marshall accusing Robin of staying too involved with an ex.
• Robin denies hooking up with her ex, but admits to being at a Halloween party with him.
• Marshall claims Robin was texting her ex and telling him she loved him.

  "If the entire relationship is built on a lack of trust, how the f*** are we going to have any kind of trust at this point?"

Disputed Past Events and Infidelity Claims [00:14:00]

• Marshall accuses Robin of sleeping with her ex on Halloween night, a claim Robin vehemently denies.
• Robin states the ex was drunk and passed out, and she slept there briefly before leaving.
• Marshall insists Robin admitted to kissing him and staying at his house.

  "She admits kissing him and staying at his house but denies having sex."

Paternity Concerns and Betrayal [00:16:00]

• Marshall expresses lingering doubts about the paternity of their child, stemming from the Halloween incident.
• Robin is hurt by his questioning of paternity, especially after she had a difficult pregnancy.
• Marshall claims he only brought up paternity concerns when Robin was pregnant, not after the child was born.

  "The reason that he's going so hard on this is because after I had the baby, he was texting his ex-girlfriend that his soul will forever be for her."

Escalating Arguments and Plate Flipping Incident [00:18:00]

• The couple recounts a heated argument where Marshall flipped a plate off the table during dinner.
• Robin describes Marshall as "nasty" and prone to overreacting when frustrated.
• Marshall defends his actions as a response to Robin's perceived disrespect and inconsideration.

  "I cleaned up dinner a little bit early and he flipped the plate off the table and the food went everywhere."

Communication Breakdown and Verbal Aggression [00:20:00]

• Both Robin and Marshall admit to being stressed about each other's attitudes when they come home.
• Robin feels Marshall is aggressive and controlling, while Marshall believes Robin talks back and is disrespectful.
• They acknowledge that their arguments often involve name-calling and storming out.

  "You're aggressive, and it's rough to handle."

Marshall's Multiple Arrests and Legal Issues [00:22:00]

• Marshall reveals he has been arrested ten times in his life, with charges including felony possession and sales of weapons.
• He claims most arrests were dismissed or involved clerical errors.
• Robin is shocked by the number of arrests, questioning his judgment and future career aspirations.

  "His whole life? Ten. He says the first pregnancy is the only reason you guys stayed together."

Questionable Spending Habits and Financing [00:24:00]

• Marshall has financed numerous purchases, including a bunk bed, dog gate, and Meta glasses, at high interest rates.
• Robin criticizes his spending, especially on non-essential items, while she struggles to get money for groceries.
• Marshall defends some purchases as necessary for capturing family moments or for his business.

  "You're financing everything. What's the minimum on this?"

Credit Card Debt and Overspending [00:26:00]

• Marshall has maxed out multiple credit cards, accruing significant debt and paying high interest rates.
• Robin expresses confusion and frustration over the mounting debt, especially when she can't get money for necessities.
• Marshall blames Robin for some of the debt, claiming she overspends, but the statements show most charges are his.

  "This s is stacking up, dude. And no s we can't pay bills. You can't give her money."

Financial Score and Path Forward [00:28:00]

• The couple receives a "Financial Audit" score of one out of ten, with zeros in spending, debt, and emergency funds.
• Caleb Hammer suggests bankruptcy as the only way out of their debt, contingent on behavioral changes.
• He advises them to create a joint budget, stop using credit cards, and for Marshall to pursue a teaching position.

  "The clear option is clear. One, you guys put everything into one account she has access to."

Post-Show Revelations and Ongoing Issues [00:30:00]

• In the post-show, Robin claims Marshall was drunk during their fights, while Marshall reiterates his paternity concerns.
• Robin's mother was involved in a physical altercation with Robin over custody of their daughter during a fight.
• The couple's financial situation remains dire, with significant debt and ongoing arguments about spending and communication.

  "Why are you and Robin fighting so much all the time? All the times we fight, he was drunk."