Financial Audit's Most Evil Mother

Introduction to Brittany and Kyle [00:00:56]

• Brittany, 23, and Kyle, 25, from Lansing, Michigan, are featured on "Financial Audit."
• Brittany identifies as a stay-at-home mom and a "professional cuddler."
• Kyle works in traffic control, closing down roads.

  "I escaped my home world of Kalamazoo. Maybe you guys can escape Lansing at some point. Okay. Hey, happy to have you down here."

Brittany's "Professional Cuddling" Services [00:01:38]

• Brittany explains her services as a professional cuddler, with rates varying based on attire and activities.
• Rates include $100/hour for basic cuddling, $160/hour in lingerie, and $200/hour for being naked.
• "Off-menu" items are available for higher rates, including hand jobs and foot jobs for $200, and a package with a toy for $700-$800.

  "So, guys, hit me up. Where? Where? Let's... Come on."

Kyle's Income and Financial Discrepancies [00:03:26]

• Kyle works 65 hours a week in traffic control, earning $18 base pay.
• His weekly income is estimated around $1,100, but Brittany states he brings in $850-$900 per week due to reduced hours.
• Kyle appears unaware of his exact finances.

  "Buddy, that's the stay-at-home mom, you fucker. He's lazy. He's lazy. He's working 70 hours a week."

Household Income and Expenses [00:05:47]

• Their combined average weekly income is estimated at $875, totaling approximately $3,791 per month.
• Brittany expresses a desire to return to work.
• They have a nine-month-old daughter and a 16-year-old cousin in their care.

  "We keep using cash after pay. That's the only way that we can make ends meet."

Brittany's Stay-at-Home Role and Afterpay Reliance [00:07:04]

• Brittany enjoys staying home, despite the financial strain.
• They heavily rely on Afterpay, with overdue payments creating significant financial risk.
• The host emphasizes the danger of losing their home due to these financial habits.

  "You're putting everything on after pay. Yeah. Well, I enjoy taking care of my nine month old."

Quitting Previous Jobs [00:09:21]

• Both Brittany and Kyle quit their jobs in security at a battery plant in February.
• They cite a toxic work environment and a terrible boss as reasons for quitting.
• Their previous household income was around $1,500-$1,600 per week.

  "The boss was terrible. Did you even want to quit, or did this make you quit?"

Brittany's "Trad Wife" Philosophy [00:11:10]

• Brittany identifies as a "trad wife" but acknowledges that losing their house is not traditional.
• She believes she is providing for her family by staying home and caring for their child.

  "I'm being a trad wife. Trad. Yeah. Yeah, I'm being a trad wife."

The Couple's Marriage and Financial Control [00:12:30]

• They got married on June 20th.
• Brittany handles all finances and controls everything.
• Kyle admits he doesn't know his finances.

  "Yeah. But how do you actually feel she does what she wants? She handles the finances."

Brittany's "Off-Menu" Activities and Husband's Reaction [00:15:55]

• Brittany discloses "off-menu" activities like hand jobs and foot jobs for $200, and using a toy while naked for $700-$800.
• Kyle is shocked and disgusted by the details.
• Brittany insists she does not have intercourse and has morals, despite the activities.

  "No. I'm not a whore. I make money for my family. I'm also a supporter."

Kyle's Attraction and Relationship Issues [00:22:10]

• Kyle admits he is "relatively" attracted to Brittany, but not "super sexually attracted at all."
• He states he has to beg for intimacy and buys sex toys because Brittany doesn't fulfill him.
• Brittany's weight gain is cited as a factor in his lack of attraction.

  "I live with her, but not super sexually attracted at all."

Brittany's Weight and Health Concerns [00:25:38]

• Brittany weighs 237 lbs and is considered class three obese.
• She struggles to lose weight, attributing it to "salt" and claiming she eats yogurt and salad.
• The host points out her unhealthy food choices, like dessert parfaits and large amounts of ranch dressing.

  "You are considered severe obese, morbidly, morbidly, morbidly, morbidly, morbidly obese."

Relationship Dynamics and Brittany's "Ghetto Attitude" [00:30:45]

• Kyle's family reportedly disapproves of Brittany, calling her the "problem" and attributing her "ghetto attitude" as a reason for not being invited to family events.
• Brittany believes this is racism, while the host argues it's her attitude and trashy behavior.

  "I guess because I stand up to people. Yes, but to you, just like your job again, that is you starting shit."

Medical Debt and Risky Piercings [00:42:05]

• Brittany incurred medical debt after getting piercings from an unlicensed piercer, which led to a seizure.
• She did not have Medicaid at the time and has not been tested for STDs.

  "So... I'm sorry you seized up. I laughed at you because I pictured it, but..."

Credit Card Fraud and Financial Ruin [00:44:55]

• Brittany opened credit cards in Kyle's name without his knowledge, leading to collections and damaged credit.
• This has severely impacted Kyle's ability to get loans or housing, trapping him in the relationship.

  "She's stealing your credit. She's fucking you. I see. You don't care."

Multiple Repossessed Vehicles and Eviction Notices [00:49:20]

• The couple has had multiple vehicles repossessed, including a brand new Hyundai Elantra totaled by an ex-girlfriend.
• They have received eviction notices monthly, yet continue to spend excessively on dining out and other non-essentials.

  "You guys are going to lose your house. You guys have everything taken from you always because you never pay."

Excessive Spending and Financial Irresponsibility [00:57:00]

• Their spending includes frequent trips to the strip club ($400+), Amazon purchases, fast food, and other non-essential items, while rent and bills go unpaid.
• They have failed to file taxes for two years and owe money to family members.

  "And we give it all to the strip club. We give you taxes. Do you even pay your taxes?"

Lack of Accountability and Relationship Breakdown [01:04:45]

• The host concludes that the couple, particularly Brittany, lacks accountability and is a "horrible mother" and "horrible partner."
• He expresses hope that the children will find a better home.
• Brittany insists she is a good mom and deserves to stay home, while Kyle admits he stays because she is the mother of his child.

  "You are a piece of shit mom. You're a horrible partner."