The LAZIEST Way To Start Making Money with AI BEFORE 2026 (For Beginners)

AI-Powered Business Launch and Revenue [00:00]

• The creator launched a new business with AI assistance that is now generating $12,700 per month, or $150,000 per year.
• AI played a crucial role in every step, from idea generation to website building, payment integration with Stripe, and social media content creation.

"And as of this morning, that business is making $12,700 a month, which is the equivalent to $150,000 a year."

Step 1: Business Idea Generation Using AI [00:48]

• The first step is to brainstorm a business idea, with a suggested price point of $25-$40 per month.
• A prompt example is provided: "I'm looking to start a consumer app/website that I can charge $25 to $40 a month for. Help me brainstorm an idea that would be a no-brainer for somebody to sign up for that would be relatively easy for me to build based on my skill set. I am interested in social media, AI agents, and personal finance."
• The ideal ideas should replace high-ticket offers or services with an AI-powered, problem-solving solution at a much lower cost.
• It's recommended to run prompts across multiple LLMs (ChatGPT, Claude, Grok, Gemini) to get diverse ideas, as each model yields different results.

"Ideally, the ideas that you come up with should be replacing what was previously a high ticket offer or a service."

AI-Generated Business Ideas from LLMs [02:52]

• ChatGPT suggested an "AI social media content agency in a box" and an "AI personal CFO or money review bot."
• Claude proposed an "AI social media manager," "AI personal brand builder," and "AI influence growth assistant."
• Gemini suggested "AI personal brand ghost fractional CFO in your pocket."
• The AI LinkedIn lead gen agent was identified as a distinct idea that differed from the initial suggestions.

"Again, this first one is the one that I personally like the most."

Building the MVP with Deep Agent [04:05]

• After selecting an idea (Option 1), the next step is to get a prompt for building an MVP using Deep Agent, integrated with Stripe for payments.
• Prompts from various LLMs are combined to create a comprehensive prompt for Deep Agent.
• Deep Agent is a tool within Abacus AI that allows building apps, APIs, chatbots, and AI workflows.
• The chosen business is a simple SaaS web app for creating and tracking personalized debt repayment plans, priced at $10/month via Stripe.

"Please let me know what prompt I should put into deep agent in order to build out an MVP for this that I can begin accepting payments on via Stripe immediately."

Deep Agent Development and Setup [06:23]

• Deep Agent generates the structure for the debt repayment plan app, including features like debt name input, repayment strategies, and monthly budget options.
• The user answers clarifying questions from Deep Agent, such as export format (PDF), database recommendations, Stripe account status, and email notification preferences.
• The AI guides the user through setting up Stripe integration by providing publishable and secret keys.
• The development is structured in iterative phases, with advanced features planned for later stages.

"And basically just with one simple prompt and you answering a few questions, this is now going to go through and build out the website that you could begin to collect payments on market and begin to actually build a business around."

Functionality and Monetization of the Debt Repayment App [09:33]

• Deep Agent builds the landing page, authentication, debt calculator, tiered system, dashboard, and database for the application.
• The MVP allows users to try features for free, with an upgrade required for full functionality, creating a monetization path.
• The app calculates debt-free dates, total interest, total paid, interest saved, and provides a payoff summary and progress tracker.
• A "pro feature" is available for upgrade, indicating further monetization potential.
• The platform offers tools for managing the app, including databases and secret storage for API keys.

"Just like that, we're off to the races and this is actually building this out."

Three AI Business Ideas to Start Today [14:11]

• Idea 1: Credit and Financial Future App: Similar to the example, this app helps people fix their credit and financial future, potentially including credit score access and an AI dispute engine. This addresses a significant pain point for which people typically pay high monthly fees.
• Idea 2: Niche Health Apps: Examples include apps for tracking calories (like Calai) or GLP1 medication (like Shotsy). This could extend to other niches like diabetes management, protein tracking, or recipe generation, targeting a large audience with a problem they are willing to pay to solve.
• Idea 3: AI Photo Tools: Leveraging AI for photo manipulation, such as creating viral thumbnails, AI headshots, upgrading baby photos, or restoring old photos. These services are in demand and can be monetized with monthly subscriptions.

"And guess what? People are willing to pay for that, especially 10, 20, $30, $40 a month."